Centime Appears in 0.0% of AI Answers. Here's Our Five-Step Plan to Improve Its AI Visibility.

Mark HuntleyBy Mark HuntleyFounder and CEO
10 minutes read

Key Takeaways

  • Centime had no mentions, recommendations or first-place placements in the November 2026 benchmark.
  • The first priority is to map the category questions and sources that AI answers rely on.
  • Website messaging should be checked against approved facts before any page brief is drafted.
  • The 90-day plan separates fact review, publisher outreach, page updates and buyer-question content.

Answer Capsule

In November 2026, Centime appeared in 0 of 165 AI answers included in the Business Checking Accounts benchmark (0.00%). It received 0 recommendations (0.00%), with 0 Top 3 placements and 0 first-place recommendations. A mention means the company appeared in an answer; a recommendation means the answer affirmatively endorsed it.

Our plan compares the company with its competitors, checks conflicting AI claims against reliable sources, and identifies website pages, third-party sources and buyer questions to address. The historical results show how the figures changed across available months. Different monthly samples limit those comparisons, and conflicting AI claims require verification before corrections are proposed.

Current AI visibility

Questions This Section Answers

  • How do Centime mentions, recommendations and placements compare with its Business Checking Accounts peers?

Centime recorded 0 mentions (0.00%) and 0 recommendations (0.00%) across 165 answers included in the benchmark. Top 3 placements numbered 0; first-place recommendations numbered 0. Framing among its mentions was 0 positive, 0 neutral and 0 negative.

Rank

Company

Mentions

Mention rate

Recommendations

Recommendation rate

Top 3

Top 3 rate

#1

#1 rate

1

Bluevine

126

76.36%

106

64.24%

84

50.91%

74

44.85%

2

Mercury

121

73.33%

98

59.39%

63

38.18%

6

3.64%

3

Relay

122

73.94%

90

54.55%

58

35.15%

4

2.42%

4

Found

92

55.76%

61

36.97%

15

9.09%

1

0.61%

5

U.S. Bancorp

82

49.70%

43

26.06%

15

9.09%

2

1.21%

6

Axos Bank

47

28.48%

34

20.61%

12

7.27%

2

1.21%

7

Bank of America Corp.

66

40.00%

17

10.30%

4

2.42%

0

0.00%

8

Chase Credit Journey

95

57.58%

9

5.45%

5

3.03%

2

1.21%

9

PNC Bank

30

18.18%

7

4.24%

1

0.61%

0

0.00%

10

Varo Bank

11

6.67%

5

3.03%

2

1.21%

1

0.61%

10

Wells Fargo & Co.

36

21.82%

5

3.03%

0

0.00%

0

0.00%

12

Citi

24

14.55%

3

1.82%

3

1.82%

0

0.00%

12

Truist Bank

19

11.52%

3

1.82%

1

0.61%

1

0.61%

14

Citizens Bank & Trust

2

1.21%

1

0.61%

0

0.00%

0

0.00%

14

Current

58

35.15%

1

0.61%

1

0.61%

0

0.00%

16

Align Credit Union

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Autobooks

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Baker Boyer Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Bank Of The West

1

0.61%

0

0.00%

0

0.00%

0

0.00%

16

Banknewport

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Baselane

2

1.21%

0

0.00%

0

0.00%

0

0.00%

16

Candescent

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Capital One Platinum Mastercard

3

1.82%

0

0.00%

0

0.00%

0

0.00%

16

Carroll Bank And Trust

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Centime

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Clear Mountain Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Codat

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Field & Main Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First Bank Of Berne

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First County Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First Federal Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First Security Bank Of Missoula

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Five Star Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Fps Gold

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Hanmi Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Ixonia Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mainstreet Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Merchant's Pact

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Merrimack County Savings Bank (the Merrimack)

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mid Penn Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mid-missouri Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mountainone

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Nbh Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

North Valley Bank Ohio

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Northwest Community Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Outdoor Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Progressive Ozark Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Sanibel Captiva Community Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Susser Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

United Federal Credit Union

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

West Gate Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

Centime does not appear in any of the answers reviewed for this benchmark, so there is no recorded mention, recommendation or placement to build on. That is a starting position, not a verdict on the brand. The leading names in this category are recommended often and consistently, which shows the answers do have a preferred set.

Because nothing was recorded, the first job is to learn why. We would examine the questions where a business checking provider would naturally be named and check whether Centime is described anywhere in the sources those answers draw on. Until that is understood, a visibility target would be guesswork.

What changed since last month

Questions This Section Answers

  • How did Centime counts and coverage differ across the available monthly snapshots?

Metric

Nov 2026

Mentions

0 / 165 (0.00%)

Recommendations

0 / 165 (0.00%)

Top 3 recommendations

0 / 165 (0.00%)

#1 recommendations

0 / 165 (0.00%)

Only months with verified results are shown. Monthly sample coverage is listed in Methodology.

There are insufficient usable monthly observations for a prior-period comparison.

This is the first verified monthly record for Centime, so there is no prior period to compare against. The absence of earlier observations is a coverage limit, not evidence that visibility fell or that anything changed in the market.

Going forward, each month becomes a separate sample. We would treat the first few months as a baseline series and resist reading early movement as a trend. The useful question now is what the answers say about the category, not how Centime's numbers moved.

AI recommendation trend

Observed recommendation rate (%), Nov 2026

  • Centimeno change
    Nov 20260.00%

Separate selected monthly samples. Missing points are unavailable, not zero. Provider/prompt equivalence is unverified; rate movement does not demonstrate causation.

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Step 1. Measure

Questions This Section Answers

  • What should the agency measure and verify first for Centime?

AI answers contained 0 conflicting claims about Centime: 0 critical, 0 high, 0 medium, 0 low. Of these, 0 were rated critical or high priority; the critical claims are included in that total. These ratings help prioritize fact-checking. They do not establish that a company or publisher made an error.

With no conflicting claims recorded about Centime, there is nothing yet to fact-check. That is a thin result rather than a clean bill of health, because the company barely features in the answers. The measurement step should therefore widen slightly: map which questions produce provider lists, and note where Centime is absent versus where it is described.

We would build a baseline scorecard that records presence, wording and placement for Centime and its closest peers, so later months have something solid to compare against.

Step 2. Make the website consistent

Questions This Section Answers

  • Which recorded claim differences about Centime should be verified before proposed page edits?

No results are available for this part of the analysis.

Both columns quote AI answers, not verified company facts. Resolve the entity, date and source before deciding whether a correction is warranted; different dates can explain an apparent conflict.

No disputed topics were supplied for this section, so there is no claim to verify or correct. We would not invent one. Instead, the work is to confirm how Centime describes its business checking offer on its own pages and whether that description matches how the category is discussed in AI answers.

Any page brief would be conditional: drafted only after the company confirms its approved facts, and reviewed by someone with authority over product messaging before anything is published.

Step 3. Align the external narrative

Questions This Section Answers

  • Which cited third-party pages are relevant to fact review for Centime?

No results are available for this part of the analysis.

These pages were selected because they relate to the company in the captured answers. Their current contents still need checking before any correction request. A page linked to a conflicting claim is not necessarily its cause, and the same answer may contribute to more than one row.

No source pages were supplied for review, so there is no publisher list to act on. We would start by identifying the sources that AI answers actually cite when discussing business checking providers, then check their current contents before drawing any conclusion.

A citation is not proof of influence, and a page that mentions a competitor is not an error. Any outreach would be framed as an evidence-backed request for review, with no assumption that a publisher has done anything wrong.

Step 4. Optimize priority company pages

Questions This Section Answers

  • Which observed Centime website pages should receive review briefs?

No results are available for this part of the analysis.

The company's website was cited 0 times across 0 distinct page addresses; the table shows 0 pages selected for review. Zeros in the answer columns mean no matching answers were recorded. A cited page is not automatically a page that accompanied a recommendation.

No Centime pages were cited in the captured answers, and no pages were selected for review. That means the owned-content work starts from a blank list rather than a set of underperforming pages. We would first confirm which company pages exist and are current, then decide which deserve a brief.

Briefs would be built from approved facts and real buyer questions, not from assumptions about what a page currently says. A cited page would not automatically be treated as one that drove a recommendation.

Step 5. Publish around buyer questions

Questions This Section Answers

  • Which observed buyer questions support content briefs for Centime?

No results are available for this part of the analysis.

These are recorded answer observations, not search volume, verified demand, or proof of missing website content.

No buyer questions were recorded for this section, so there is no observed demand to build content around. We would not treat an absence of recorded questions as proof that buyers are not asking them. The sensible next step is to gather the questions that appear in category answers and check whether Centime already addresses them anywhere on its site.

Only after that check would we propose new content, and any brief would be tied to a specific question rather than a general theme.

Our 90-day action plan

Questions This Section Answers

  • How should the agency sequence the proposed Centime work and judge completion?

Period

Deliverable

Completion criterion

Days 1–30

Baseline scorecard, scoped fact-review register and page/source shortlist

Each record has an owner, evidence requirement and review status

Days 31–60

Approved page briefs and justified publisher requests

Separate confirmed edits, no-change decisions, requests and responses

Days 61–90

Buyer-content briefs and a fresh scorecard

Record work completed separately from measured answer outcomes and comparability limits

The first month produces the baseline scorecard, a scoped list of claims worth checking and a shortlist of pages and sources. Each item gets an owner, an evidence requirement and a review status, so nothing moves forward on assumption.

The second month turns confirmed facts into page briefs and justified publisher requests, with confirmed edits, no-change decisions and responses recorded separately. The third month adds buyer-question briefs and a fresh scorecard. Completed work is reported apart from measured answer outcomes, because delivering content does not guarantee a visibility gain.

Methodology

Questions This Section Answers

  • How are Centime answer metrics and citation populations defined?

This report covers 2026-11. The exact dates when the original AI answers were collected have not been verified. The visibility rates use 165 answers that met the benchmark's inclusion rules. A company is recommended only when the answer both endorses it and uses positive wording. Top 3 and first-place counts are part of those recommendations, not extra recommendations.

An answer can mention or recommend several companies, so company counts cannot be added to find the number of distinct answers. The net sentiment score is positive minus negative mentions, divided by all company mentions; it describes answer wording, not customer satisfaction.

The wider citation analysis covers 800 captured answers and 5565 appearances of cited URLs. Citation appearances across all captured answers differ from the number of benchmark answers citing a page and the number that also recommend a company. The current contents of cited pages and disputed company claims still need independent verification.

Monthly sample coverage:

Reporting month

Answers included

AI services covered

Services

Nov 2026

165

6

ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity

July 2026 measured a different set of companies, so it is excluded from this comparison. August 2026 measured a different set of companies, so it is excluded from this comparison. September 2026 measured a different set of companies, so it is excluded from this comparison. October 2026 measured a different set of companies, so it is excluded from this comparison.

The answer samples differ between months. These comparisons show how the recorded results changed; they do not establish why they changed.

The answers were collected for a single reporting month, and the exact collection dates have not been verified. A company counts as recommended only when an answer endorses it with positive wording; placements sit inside recommendations rather than adding to them. Answers can name several companies, so company counts do not sum to a number of distinct answers.

Monthly samples differ, and comparisons describe recorded movement without explaining it. Cited pages and any disputed claims still need independent verification.

Our first three priorities

First, establish why Centime is absent from category answers by mapping the questions and the sources those answers rely on. Second, confirm the company's approved description of its business checking offer so any page brief rests on verified facts rather than inference. Third, identify the sources AI answers cite for this category and prepare evidence-backed review requests where a genuine gap exists.

These three pieces of work are proposed, not completed. Each should be reviewed by someone with authority over product messaging before publication, and none should be presented as a guaranteed route to visibility.

/ Learn More

Understanding AI search visibility.

AI search experiences create answers by pulling information from many places online and summarizing it into a single response.

What Is AI Citation Intelligence?
AI citation intelligence is the process of measuring where AI platforms source their information and how frequently a brand is mentioned or referenced in AI-generated responses. Because LLMs synthesize across multiple sources, the sites and brands that appear repeatedly tend to influence how a topic or company is framed. This practice focuses on identifying which sources shape AI outputs and tracking brand visibility across different AI systems.
What Is Citation Architecture?
Citation architecture describes the set of sources that consistently inform how AI systems talk about a brand, product, or topic. LLMs draw from websites, articles, forums, and public discussion, and the sources they rely on most often become the backbone of their answers. Building strong citation architecture means ensuring that accurate, credible, high authority sources are the ones most likely to shape the way AI tools summarize and recommend a brand.
What Is Generative Engine Optimization?
Generative engine optimization (GEO) is the practice of improving the chances that AI systems use and cite your brand or content when generating answers. While traditional SEO is centered on ranking pages in search results, GEO focuses on how LLMs retrieve, interpret, and combine information when responding to a question. The objective is to strengthen the content and sources AI systems rely on, so your brand is treated as a trusted reference in AI responses.
What Is AI Share of Voice?
AI share of voice tracks how often a brand appears in AI-generated answers compared with competitors in the same category. It reflects visibility across AI platforms such as ChatGPT, Gemini, Claude, and Perplexity. Monitoring AI share of voice helps organizations see whether AI systems consistently include and recommend their brand for key queries or whether competitor brands are showing up more often.

About The Author

Mark Huntley

Mark Huntley

Founder and CEO

Mark Huntley, J.D. is founder of CiteWorks Studio, a strategic advisory focused on visibility, authority, and recommendation presence in AI-shaped search environments. His work centers on embedding-level GEO, vector optimization, and cosine gap engineering — helping brands align their digital presence with the retrieval systems that increasingly shape discovery, interpretation, and choice.

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