Empower Appears in 26.2% of AI Answers. Here's Our Five-Step Plan to Improve Its AI Visibility.
This report supports CiteWorks Studio's examination of how AI search is recommending Online Financial Advisors. For more detail, you can also read Online Financial Advisors: AI Visibility Discovery Index.
On this report
Browse sections
- Answer Capsule
- Current AI visibility
- What changed since last month
- Next Step
- Step 1. Measure
- Step 2. Make the website consistent
- Step 3. Align the external narrative
- Step 4. Optimize priority company pages
- Step 5. Publish around buyer questions
- Our 90-day action plan
- Methodology
- Our first three priorities
- Learn More
Key Takeaways
- Empower was mentioned in 115 of 439 benchmark answers and recommended in 86, but it rarely held a top-three or first-place position.
- Monthly results declined from September to November 2026, though the sample sizes changed, so the movement should not be read as a single trend.
- No conflicting claims were recorded in the captured answers, so the first step is a scoped fact review against primary sources.
- The strongest content opportunities are the 401(k) explainer, the homepage, and buyer-question pages built around comparative retirement-provider queries.
Answer Capsule
In November 2026, Empower appeared in 115 of 439 AI answers included in the Online Financial Advisors benchmark (26.20%). It received 86 recommendations (19.59%), with 26 Top 3 placements and 4 first-place recommendations. A mention means the company appeared in an answer; a recommendation means the answer affirmatively endorsed it.
Our plan compares the company with its competitors, checks conflicting AI claims against reliable sources, and identifies website pages, third-party sources and buyer questions to address. The historical results show how the figures changed across available months. Different monthly samples limit those comparisons, and conflicting AI claims require verification before corrections are proposed.
Current AI visibility
Questions This Section Answers
- How do Empower mentions, recommendations and placements compare with its Online Financial Advisors peers?
Empower recorded 115 mentions (26.20%) and 86 recommendations (19.59%) across 439 answers included in the benchmark. Top 3 placements numbered 26; first-place recommendations numbered 4. Framing among its mentions was 86 positive, 29 neutral and 0 negative.
Rank | Company | Mentions | Mention rate | Recommendations | Recommendation rate | Top 3 | Top 3 rate | #1 | #1 rate |
|---|---|---|---|---|---|---|---|---|---|
1 | Fidelity | 437 | 99.54% | 388 | 88.38% | 352 | 80.18% | 258 | 58.77% |
2 | 428 | 97.49% | 381 | 86.79% | 320 | 72.89% | 64 | 14.58% | |
3 | Vanguard | 417 | 94.99% | 368 | 83.83% | 255 | 58.09% | 19 | 4.33% |
4 | SoFi | 232 | 52.85% | 213 | 48.52% | 36 | 8.20% | 3 | 0.68% |
5 | 172 | 39.18% | 154 | 35.08% | 19 | 4.33% | 3 | 0.68% | |
6 | Empower | 115 | 26.20% | 86 | 19.59% | 26 | 5.92% | 4 | 0.91% |
7 | Wealthfront Corporation | 64 | 14.58% | 59 | 13.44% | 11 | 2.51% | 4 | 0.91% |
8 | Facet | 63 | 14.35% | 55 | 12.53% | 10 | 2.28% | 6 | 1.37% |
9 | 8 | 1.82% | 6 | 1.37% | 1 | 0.23% | 0 | 0.00% | |
10 | Zoe Financial | 2 | 0.46% | 2 | 0.46% | 1 | 0.23% | 1 | 0.23% |
Empower appears in roughly a quarter of the answers and is recommended in about a fifth, so its reach is real but well behind the three largest firms. The gap between mentions and recommendations is modest, which suggests that when Empower comes up, the answer often treats it favourably rather than merely listing it.
Placement is the weaker dimension. Top-three appearances are a small share of recommendations, and first-place finishes are rarer still. Empower is being included and endorsed, but rarely positioned as the leading choice. That distinction matters for a retirement provider whose prospects compare shortlists.
We would build a scorecard that separates reach, endorsement and position so the client can see which dimension to work on first, rather than reading a single visibility figure as overall standing.
What changed since last month
Questions This Section Answers
- How did Empower counts and coverage differ across the available monthly snapshots?
Metric | Sep 2026 | Oct 2026 | Nov 2026 |
|---|---|---|---|
Mentions | 144 / 501 (28.74%) | 134 / 484 (27.69%) | 115 / 439 (26.20%) |
Recommendations | 108 / 501 (21.56%) | 105 / 484 (21.69%) | 86 / 439 (19.59%) |
Top 3 recommendations | 22 / 501 (4.39%) | 32 / 484 (6.61%) | 26 / 439 (5.92%) |
#1 recommendations | 4 / 501 (0.80%) | 4 / 484 (0.83%) | 4 / 439 (0.91%) |
Only months with verified results are shown. Monthly sample coverage is listed in Methodology.
From October 2026 to November 2026, Empower's mention count fell from 134 to 115, while its recommendation count fell from 105 to 86. The recommendation rate was 21.69% and 19.59% respectively.
Across the three verified months, mentions and recommendations both eased, while top-three appearances moved up and then back. First-place counts held steady. The November figures sit within the same broad range as the earlier months rather than marking a sharp break.
The samples differ between months, so the recorded movement should be read as separate observations rather than a trend line with a known cause. We would present the monthly record alongside the comparability note and avoid attributing the change to any single factor.
For the client, the practical point is that position, not presence, remains the steadier weakness. Proposed work should therefore focus on how Empower is framed in comparative answers rather than chasing mention volume alone.
AI recommendation trend
Observed recommendation rate (%), Sep 2026 to Nov 2026
- Empower19.59%
Separate selected monthly samples. Missing points are unavailable, not zero. Provider/prompt equivalence is unverified; rate movement does not demonstrate causation.
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Step 1. Measure
Questions This Section Answers
- What should the agency measure and verify first for Empower?
AI answers contained 0 conflicting claims about Empower: 0 critical, 0 high, 0 medium, 0 low. Of these, 0 were rated critical or high priority; the critical claims are included in that total. These ratings help prioritize fact-checking. They do not establish that a company or publisher made an error.
No conflicting claims about Empower were recorded in the captured answers, so there is no fact-check queue to work through at this stage. That is a clean starting position, but it is not proof that every statement about the company is accurate; it means nothing disputed surfaced in this sample.
We would still build a visibility comparison that sets Empower against the firms ahead of it on reach and placement, so priorities rest on relative standing rather than an absolute count. A scoped fact-review list would sit alongside it, ready to capture any claim that later needs checking against primary sources.
This gives the client a clear basis for deciding where effort goes first.
Step 2. Make the website consistent
Questions This Section Answers
- Which recorded claim differences about Empower should be verified before proposed page edits?
No results are available for this part of the analysis.
Both columns quote AI answers, not verified company facts. Resolve the entity, date and source before deciding whether a correction is warranted; different dates can explain an apparent conflict.
This part of the analysis returned no results, so there are no disputed topics to work through and no page-level conflicts to resolve. We would not manufacture a correction list from an empty finding.
Instead, we propose a verification step: confirm the entity, date and source behind any claim before treating it as a conflict, since different dates can explain an apparent disagreement. Only after that check would a page brief be drafted, and only conditionally.
Ambiguous company matches would stay outside any correction queue. The client gains a defensible process rather than a set of edits resting on unverified AI wording.
Step 3. Align the external narrative
Questions This Section Answers
- Which cited third-party pages are relevant to fact review for Empower?
Cited page selected for review | Citation appearances in all captured answers | Answers mentioning the company | Conflicting claims linked to this page |
|---|---|---|---|
https://nerdwallet.com/financial-advisors/reviews/empower | 3 | 1 | 0 |
https://wsj.com/buyside/personal-finance/financial-advisors/best-financial-advisors | 58 | 37 | 0 |
https://myshortlister.com/401-k-plan/vendor-list | 31 | 16 | 0 |
https://youtube.com/shorts/4Pgey1OCagw | 23 | 14 | 0 |
https://payrollintegrations.com/insights/70-top-401k-recordkeepers-in-the-united-states | 17 | 14 | 0 |
https://youtube.com/watch?v=I8OSo0UYhXw | 14 | 14 | 0 |
These pages were selected because they relate to the company in the captured answers. Their current contents still need checking before any correction request. A page linked to a conflicting claim is not necessarily its cause, and the same answer may contribute to more than one row.
The cited pages cluster around third-party review and list-style sources, several of which appear repeatedly across captured answers. That pattern makes them worth reviewing, but a citation does not show that a page influenced an answer, and none of the listed pages carries a linked conflicting claim.
We would prioritise a small set of these sources for a current-content check, starting with the ones that appear most often and relate most directly to Empower. Where a genuine gap or inaccuracy is confirmed against primary sources, we would prepare an evidence-backed request to the publisher.
Requests would be framed as corrections or additions, not assumptions of error, and responses recorded separately from confirmed edits.
Step 4. Optimize priority company pages
Questions This Section Answers
- Which observed Empower website pages should receive review briefs?
Company website page | Citation appearances in all captured answers | Benchmark answers citing the page | Recommending answers citing the page |
|---|---|---|---|
https://empower.com/the-currency/life/how-to-find-old-401k-account | 16 | 0 | 0 |
https://empower.com/the-currency/work/what-is-a-401k | 10 | 5 | 4 |
https://empower.com/ | 7 | 6 | 6 |
https://empower.com/contact | 3 | 0 | 0 |
https://empower.com/login-v1-old | 3 | 0 | 0 |
https://empower.com/signup | 2 | 0 | 0 |
https://empower.com/the-currency/money/can-withdraw-401k-ira-penalty-free | 2 | 0 | 0 |
https://empower.com/tools/retirement-planner | 2 | 2 | 2 |
The company's website was cited 62 times across 25 distinct page addresses; the table shows 8 pages selected for review. Zeros in the answer columns mean no matching answers were recorded. A cited page is not automatically a page that accompanied a recommendation.
The company site is cited across many pages, but only a few of the selected pages appear in answers that recommend Empower. The 401k explainer and the homepage are the clearest examples; several other cited pages, including the older login address, appear only in answers that neither benchmark nor recommend the company.
We would draft page briefs for the priority pages using approved facts and the questions buyers actually ask, checking existing coverage before proposing anything new. Pages with no recommending citations are not automatically weak, but they warrant a closer look at whether their content answers the questions that drive recommendations.
Briefs would be reviewed internally before any change is proposed.
Step 5. Publish around buyer questions
Questions This Section Answers
- Which observed buyer questions support content briefs for Empower?
Question observed in the research | Benchmark answers to this question | Company mentions | Company recommendations |
|---|---|---|---|
Who are the top 10 401K providers? | 6 | 6 | 5 |
What are the top retirement companies? | 4 | 3 | 3 |
What are the top 5 401K companies? | 4 | 4 | 2 |
Who is the best company for a 401k? | 4 | 3 | 2 |
401k plan providers | 2 | 2 | 2 |
401k providers | 2 | 2 | 2 |
What is the best company for a 401k? | 3 | 2 | 2 |
Which retirement company is best? | 3 | 2 | 2 |
These are recorded answer observations, not search volume, verified demand, or proof of missing website content.
The recorded questions are overwhelmingly comparative: which providers are best, who belongs in a top list, and which company suits a 401k. Empower appears in most of these answers and is recommended in many, but not consistently across the variants.
We would turn these observations into buyer-question content briefs, checking first whether existing pages already address each question well. Where coverage is thin, a brief would set out the approved facts, the comparison framing and the audience the page serves.
These are recorded answer observations, not search volume or proof of missing content, so the briefs would be validated against the client's own materials before drafting begins.
Our 90-day action plan
Questions This Section Answers
- How should the agency sequence the proposed Empower work and judge completion?
Period | Deliverable | Completion criterion |
|---|---|---|
Days 1–30 | Baseline scorecard, scoped fact-review register and page/source shortlist | Each record has an owner, evidence requirement and review status |
Days 31–60 | Approved page briefs and justified publisher requests | Separate confirmed edits, no-change decisions, requests and responses |
Days 61–90 | Buyer-content briefs and a fresh scorecard | Record work completed separately from measured answer outcomes and comparability limits |
The first month establishes the baseline scorecard, a scoped fact-review list and a shortlist of pages and sources, each with an owner and a review status. The second month produces approved page briefs and justified publisher requests, with confirmed edits, no-change decisions and responses logged separately.
The third month adds buyer-content briefs and a fresh scorecard. Throughout, completed work is recorded apart from measured answer outcomes, so the client can see what was delivered without reading it as proof of improved visibility.
Reviewers from the client side would sign off on facts and page briefs before anything is published or requested.
Methodology
Questions This Section Answers
- How are Empower answer metrics and citation populations defined?
This report covers 2026-11. The exact dates when the original AI answers were collected have not been verified. The visibility rates use 439 answers that met the benchmark's inclusion rules. A company is recommended only when the answer both endorses it and uses positive wording. Top 3 and first-place counts are part of those recommendations, not extra recommendations.
An answer can mention or recommend several companies, so company counts cannot be added to find the number of distinct answers. The net sentiment score is positive minus negative mentions, divided by all company mentions; it describes answer wording, not customer satisfaction.
The wider citation analysis covers 800 captured answers and 4906 appearances of cited URLs. Citation appearances across all captured answers differ from the number of benchmark answers citing a page and the number that also recommend a company. The current contents of cited pages and disputed company claims still need independent verification.
Monthly sample coverage:
Reporting month | Answers included | AI services covered | Services |
|---|---|---|---|
Sep 2026 | 501 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
Oct 2026 | 484 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
Nov 2026 | 439 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
July 2026 measured a different set of companies, so it is excluded from this comparison. August 2026 measured a different set of companies, so it is excluded from this comparison.
The answer samples differ between months. These comparisons show how the recorded results changed; they do not establish why they changed.
The visibility figures rest on answers that met the benchmark's inclusion rules, and the exact collection dates for the original answers have not been verified. A company counts as recommended only when an answer endorses it with positive wording; top-three and first-place counts sit inside those recommendations rather than adding to them.
Answers can mention several companies, so company counts cannot be summed into distinct answers. The monthly samples differ, and the comparisons show how recorded results changed, not why. Cited pages and any disputed claims still need independent verification.
Our first three priorities
First, confirm the facts. With no conflicting claims recorded, the immediate task is a scoped review that checks any statement about Empower against primary sources before it enters a correction queue, keeping ambiguous matches out.
Second, strengthen the pages that already appear in recommending answers, starting with the 401k explainer and the homepage, and examine why other cited pages never accompany a recommendation. Page briefs would use approved facts and buyer questions.
Third, prepare buyer-question content around the comparative 401k and retirement-provider questions, checking existing coverage first. Publisher review follows only where a current-content check supports an evidence-backed request.
/ Learn More
Understanding AI search visibility.
AI search experiences create answers by pulling information from many places online and summarizing it into a single response.
What Is AI Citation Intelligence?
What Is Citation Architecture?
What Is Generative Engine Optimization?
What Is AI Share of Voice?
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