Marcus by Goldman Sachs Appears in 69.5% of AI Answers. Here's Our Five-Step Plan to Improve Its AI Visibility.
This report supports CiteWorks Studio's examination of how AI search is recommending Best Banks. For more detail, you can also read Best Banks: AI Visibility Discovery Index.
On this report
Browse sections
- Answer Capsule
- Current AI visibility
- What changed since last month
- Next Step
- Step 1. Measure
- Step 2. Make the website consistent
- Step 3. Align the external narrative
- Step 4. Optimize priority company pages
- Step 5. Publish around buyer questions
- Our 90-day action plan
- Methodology
- Our first three priorities
- Learn More
Key Takeaways
- Marcus by Goldman Sachs appears in a high share of bank-related AI answers, but recommendations trail mentions by a wide margin.
- The main disputed claims involve no-penalty CD rates and minimum deposit requirements, which should be verified against primary sources first.
- Several third-party pages are repeatedly cited alongside conflicting claims, making them useful starting points for evidence-based correction requests.
- The strongest company pages are savings and no-penalty CD pages, and the observed buyer questions center on those products and savings account choices.
Answer Capsule
In November 2026, Marcus by Goldman Sachs appeared in 189 of 272 AI answers included in the Best Banks benchmark (69.49%). It received 106 recommendations (38.97%), with 71 Top 3 placements and 27 first-place recommendations. A mention means the company appeared in an answer; a recommendation means the answer affirmatively endorsed it.
Our plan compares the company with its competitors, checks conflicting AI claims against reliable sources, and identifies website pages, third-party sources and buyer questions to address. The historical results show how the figures changed across available months. Different monthly samples limit those comparisons, and conflicting AI claims require verification before corrections are proposed.
Current AI visibility
Questions This Section Answers
- How do Marcus by Goldman Sachs mentions, recommendations and placements compare with its Best Banks peers?
Marcus by Goldman Sachs recorded 189 mentions (69.49%) and 106 recommendations (38.97%) across 272 answers included in the benchmark. Top 3 placements numbered 71; first-place recommendations numbered 27. Framing among its mentions was 109 positive, 80 neutral and 0 negative.
Rank | Company | Mentions | Mention rate | Recommendations | Recommendation rate | Top 3 | Top 3 rate | #1 | #1 rate |
|---|---|---|---|---|---|---|---|---|---|
1 | 200 | 73.53% | 118 | 43.38% | 98 | 36.03% | 58 | 21.32% | |
2 | Marcus by Goldman Sachs | 189 | 69.49% | 106 | 38.97% | 71 | 26.10% | 27 | 9.93% |
3 | 112 | 41.18% | 10 | 3.68% | 6 | 2.21% | 0 | 0.00% | |
4 | 119 | 43.75% | 7 | 2.57% | 3 | 1.10% | 1 | 0.37% | |
5 | 23 | 8.46% | 6 | 2.21% | 6 | 2.21% | 3 | 1.10% | |
6 | 47 | 17.28% | 3 | 1.10% | 0 | 0.00% | 0 | 0.00% | |
6 | U.S. Bancorp | 84 | 30.88% | 3 | 1.10% | 1 | 0.37% | 1 | 0.37% |
6 | Wells Fargo & Co. | 92 | 33.82% | 3 | 1.10% | 0 | 0.00% | 0 | 0.00% |
Marcus by Goldman Sachs sits near the top of this bank set on both mentions and recommendations, and the gap to the leader is modest rather than structural. The more telling pattern is the drop from mentions to recommendations: many answers bring the brand up without endorsing it. That gap is where the agency's work has the most room to matter.
Framing is almost entirely positive or neutral, with no negative wording recorded. Positive framing alone does not equal endorsement, so the practical question is what would move a neutral mention into an affirmative recommendation. Proposed work starts with a scorecard that separates reach, placement and endorsement so the client can see which lever each answer reflects.
What changed since last month
Questions This Section Answers
- How did Marcus by Goldman Sachs counts and coverage differ across the available monthly snapshots?
Metric | Nov 2026 |
|---|---|
Mentions | 189 / 272 (69.49%) |
Recommendations | 106 / 272 (38.97%) |
Top 3 recommendations | 71 / 272 (26.10%) |
#1 recommendations | 27 / 272 (9.93%) |
Only months with verified results are shown. Monthly sample coverage is listed in Methodology.
There are insufficient usable monthly observations for a prior-period comparison.
Only one verified month is available, so there is no prior-period comparison to interpret. The current figures stand as a baseline rather than a trend, and the agency should treat them that way when setting expectations with the client.
Because the monthly samples are separate selections, later months may show different totals for reasons the data cannot identify. Proposed work records each month's results alongside its coverage so the client reads movement as observation, not as proof that any action worked.
AI recommendation trend
Observed recommendation rate (%), Nov 2026
- Marcus by Goldman Sachsno changeNov 202638.97%
Separate selected monthly samples. Missing points are unavailable, not zero. Provider/prompt equivalence is unverified; rate movement does not demonstrate causation.
/ Take the next step
Want to Understand Your AI Citation Footprint?
We start every engagement with a full audit of how AI systems reference your brand today.
Measurable, Repeatable Programme
Build a durable foundation of credible citations that compounds over time and continues to influence AI answers as new queries emerge
Citation Architecture Review
Identify which high-authority community sources are and aren't working in your favour across AI platforms.
AI Visibility Audit
Understand exactly how LLMs are referencing your brand today and which sources are shaping those answers.
Step 1. Measure
Questions This Section Answers
- What should the agency measure and verify first for Marcus by Goldman Sachs?
AI answers contained 18 conflicting claims about Marcus by Goldman Sachs: 0 critical, 0 high, 15 medium, 3 low. Of these, 0 were rated critical or high priority; the critical claims are included in that total. These ratings help prioritize fact-checking. They do not establish that a company or publisher made an error.
Another 1 possible conflicts were excluded because the company match was uncertain. They need an identity check before substantive review.
The fact-check list is the practical starting point: a set of conflicting claims about Marcus by Goldman Sachs, mostly rated medium, gives the client a bounded review rather than an open-ended audit. None were rated critical or high, so this is housekeeping rather than crisis work.
One possible conflict was set aside because the company match was uncertain. Proposed work confirms identity before any substantive review, so effort goes to claims that clearly concern this brand. The output is a prioritized register with an owner and an evidence requirement for each entry.
Step 2. Make the website consistent
Questions This Section Answers
- Which recorded claim differences about Marcus by Goldman Sachs should be verified before proposed page edits?
Review topic | Severity | Recorded AI claim A | Recorded AI claim B |
|---|---|---|---|
no-penalty CD APY (11-month term) | medium | ~3.80–3.95% APY | ~4.00–4.15% |
minimum deposit | medium | $500 minimum deposit | no minimum deposit |
11-month no-penalty CD APY | medium | 3.80% APY (11-month) | 4.00% APY (11-month) |
no-penalty CD APY (11-month term) | medium | ~3.80% APY | ~3.80–3.95% APY |
Both columns quote AI answers, not verified company facts. Resolve the entity, date and source before deciding whether a correction is warranted; different dates can explain an apparent conflict.
The disputed topics cluster around no-penalty CD terms: the advertised rate for the 11-month term and whether a minimum deposit applies. Both columns in the review table quote AI answers, not verified company facts, so the agency cannot yet say which version is right.
Proposed work verifies the entity, date and primary source behind each claim before drafting anything. Where a page brief is warranted, it would state approved terms plainly and answer the deposit question directly. Apparent conflicts can reflect different dates, so the review checks timing before treating a difference as an error.
Step 3. Align the external narrative
Questions This Section Answers
- Which cited third-party pages are relevant to fact review for Marcus by Goldman Sachs?
Cited page selected for review | Citation appearances in all captured answers | Answers mentioning the company | Conflicting claims linked to this page |
|---|---|---|---|
https://bankrate.com/banking/cds/best-no-penalty-cd-rates/ | 30 | 8 | 11 |
https://bankcheckingsavings.com/best-no-penalty-cd-rates/ | 2 | 1 | 8 |
https://bankrate.com/banking/reviews/marcus/ | 23 | 1 | 5 |
https://cnbc.com/select/best-no-penalty-cd-rates/ | 29 | 7 | 5 |
https://ally.com/bank/no-penalty-cd/ | 13 | 6 | 5 |
https://raisin.com/en-us/cd-accounts/no-penalty-cd-rates/ | 12 | 6 | 5 |
These pages were selected because they relate to the company in the captured answers. Their current contents still need checking before any correction request. A page linked to a conflicting claim is not necessarily its cause, and the same answer may contribute to more than one row.
Several third-party pages appear repeatedly alongside conflicting claims, and a few of them are cited far more often than the rest. That makes them sensible candidates for a first look, but a link between a page and a claim does not show the page caused it.
Proposed work checks the current contents of the shortlisted pages against primary sources before any request goes out. Where a genuine discrepancy is confirmed, the agency prepares an evidence-backed correction request; where the page is accurate or the match is unclear, it records a no-change decision instead.
Step 4. Optimize priority company pages
Questions This Section Answers
- Which observed Marcus by Goldman Sachs website pages should receive review briefs?
Company website page | Citation appearances in all captured answers | Benchmark answers citing the page | Recommending answers citing the page |
|---|---|---|---|
https://marcus.com/us/en/savings/high-yield-savings | 33 | 11 | 10 |
https://marcus.com/us/en/savings/no-penalty-cds | 22 | 9 | 5 |
https://marcus.com/ | 15 | 8 | 7 |
https://marcus.com/us/en | 15 | 0 | 0 |
https://marcus.com/us/en/faqs | 11 | 0 | 0 |
https://marcus.com/us/en/savings/high-yield-savings?source=savings | 7 | 4 | 4 |
https://marcus.com/us/en/savings | 6 | 1 | 1 |
https://marcus.com/us/en/savings/high-yield-cds | 5 | 2 | 2 |
The company's website was cited 158 times across 45 distinct page addresses; the table shows 8 pages selected for review. Zeros in the answer columns mean no matching answers were recorded. A cited page is not automatically a page that accompanied a recommendation.
The savings and no-penalty CD pages carry most of the company-site citations, and they also appear in answers that recommend the brand. Other cited addresses, including the site root and FAQ pages, show no matching recommending answers in this sample.
Proposed work turns the strongest pages into briefs built on approved facts and the questions buyers actually ask, rather than rewriting everything at once. A cited page is not automatically a page that earned a recommendation, so the briefs focus on clarity and completeness first and treat citation as context, not a target.
Step 5. Publish around buyer questions
Questions This Section Answers
- Which observed buyer questions support content briefs for Marcus by Goldman Sachs?
Question observed in the research | Benchmark answers to this question | Company mentions | Company recommendations |
|---|---|---|---|
Which bank has no-penalty CD? | 6 | 6 | 3 |
What banks offer a no penalty CD? | 4 | 4 | 3 |
What bank is the best to open a savings account? | 3 | 3 | 3 |
What banks don't charge fees for a savings account? | 2 | 2 | 2 |
What is the best bank to have savings with? | 2 | 2 | 2 |
What is the best bank to start a savings account? | 2 | 2 | 2 |
Which bank has the best savings account? | 2 | 2 | 2 |
Which bank is best for savings accounts and why? | 2 | 2 | 2 |
These are recorded answer observations, not search volume, verified demand, or proof of missing website content.
The recorded questions centre on no-penalty CDs and on choosing a savings account, and Marcus by Goldman Sachs appears in the answers to most of them. That makes these questions a natural focus for content that helps a buyer decide.
These are answer observations, not search volume or proof that the website lacks coverage. Proposed work checks existing pages first, then drafts briefs only where a genuine gap remains, using plain comparisons of terms, access and fees that a buyer would recognize.
Our 90-day action plan
Questions This Section Answers
- How should the agency sequence the proposed Marcus by Goldman Sachs work and judge completion?
Period | Deliverable | Completion criterion |
|---|---|---|
Days 1–30 | Baseline scorecard, scoped fact-review register and page/source shortlist | Each record has an owner, evidence requirement and review status |
Days 31–60 | Approved page briefs and justified publisher requests | Separate confirmed edits, no-change decisions, requests and responses |
Days 61–90 | Buyer-content briefs and a fresh scorecard | Record work completed separately from measured answer outcomes and comparability limits |
The first month establishes the baseline scorecard, a scoped fact-review register and a shortlist of pages and sources, each with an owner and a review status. This gives later work something concrete to build on.
The second month produces approved page briefs and justified publisher requests, with confirmed edits, no-change decisions and responses recorded separately. The third month adds buyer-question content briefs and a fresh scorecard. Delivered work is reported apart from measured answer outcomes, and no visibility gain is promised.
Methodology
Questions This Section Answers
- How are Marcus by Goldman Sachs answer metrics and citation populations defined?
This report covers 2026-11. The exact dates when the original AI answers were collected have not been verified. The visibility rates use 272 answers that met the benchmark's inclusion rules. A company is recommended only when the answer both endorses it and uses positive wording. Top 3 and first-place counts are part of those recommendations, not extra recommendations.
An answer can mention or recommend several companies, so company counts cannot be added to find the number of distinct answers. The net sentiment score is positive minus negative mentions, divided by all company mentions; it describes answer wording, not customer satisfaction.
The wider citation analysis covers 800 captured answers and 4966 appearances of cited URLs. Citation appearances across all captured answers differ from the number of benchmark answers citing a page and the number that also recommend a company. The current contents of cited pages and disputed company claims still need independent verification.
Monthly sample coverage:
Reporting month | Answers included | AI services covered | Services |
|---|---|---|---|
Nov 2026 | 272 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
July 2026 measured a different set of companies, so it is excluded from this comparison. August 2026 measured a different set of companies, so it is excluded from this comparison. September 2026 measured a different set of companies, so it is excluded from this comparison. October 2026 measured a different set of companies, so it is excluded from this comparison.
The answer samples differ between months. These comparisons show how the recorded results changed; they do not establish why they changed.
The visibility figures rest on answers that met the benchmark's inclusion rules, and the collection dates for the original answers have not been verified. Recommendation counts require both endorsement and positive wording, and placement counts sit inside recommendations rather than adding to them.
Answers can mention several companies, so company counts do not sum to distinct answers. The wider citation view covers a larger set of captured answers than the benchmark, and cited pages and disputed claims still need independent checking. Monthly samples differ, so comparisons show what was recorded, not why.
Our first three priorities
First, verify the no-penalty CD rate and minimum-deposit claims against current primary sources, since these dominate the disputed topics and directly affect how a buyer judges the product. The review should confirm dates and terms before any correction is considered.
Second, prepare page briefs for the savings and no-penalty CD pages using approved facts and the buyer questions already observed, checking existing coverage before proposing new content. Third, review the most-cited third-party pages and issue evidence-backed requests only where a discrepancy is confirmed, recording no-change decisions alongside them.
/ Learn More
Understanding AI search visibility.
AI search experiences create answers by pulling information from many places online and summarizing it into a single response.
What Is AI Citation Intelligence?
What Is Citation Architecture?
What Is Generative Engine Optimization?
What Is AI Share of Voice?
Archived editions
Browse earlier published research snapshots for this article. The latest edition remains at the current URL.


