Codat Appears in 0.0% of AI Answers. Here's Our Five-Step Plan to Improve Its AI Visibility.

Mark HuntleyBy Mark HuntleyFounder and CEO
10 minutes read

Key Takeaways

  • Codat recorded zero mentions and zero recommendations across 165 benchmark answers in November 2026.
  • Competitors such as Bluevine, Mercury, and Relay were recommended frequently, showing the category is actively covered.
  • The report treats the zero result as a baseline and emphasizes verification before any page or source changes.
  • The 90-day plan focuses on fact-checking, approved page briefs, publisher requests, and buyer-question content.

Answer Capsule

In November 2026, Codat appeared in 0 of 165 AI answers included in the Business Checking Accounts benchmark (0.00%). It received 0 recommendations (0.00%), with 0 Top 3 placements and 0 first-place recommendations. A mention means the company appeared in an answer; a recommendation means the answer affirmatively endorsed it.

Our plan compares the company with its competitors, checks conflicting AI claims against reliable sources, and identifies website pages, third-party sources and buyer questions to address. The historical results show how the figures changed across available months. Different monthly samples limit those comparisons, and conflicting AI claims require verification before corrections are proposed.

Current AI visibility

Questions This Section Answers

  • How do Codat mentions, recommendations and placements compare with its Business Checking Accounts peers?

Codat recorded 0 mentions (0.00%) and 0 recommendations (0.00%) across 165 answers included in the benchmark. Top 3 placements numbered 0; first-place recommendations numbered 0. Framing among its mentions was 0 positive, 0 neutral and 0 negative.

Rank

Company

Mentions

Mention rate

Recommendations

Recommendation rate

Top 3

Top 3 rate

#1

#1 rate

1

Bluevine

126

76.36%

106

64.24%

84

50.91%

74

44.85%

2

Mercury

121

73.33%

98

59.39%

63

38.18%

6

3.64%

3

Relay

122

73.94%

90

54.55%

58

35.15%

4

2.42%

4

Found

92

55.76%

61

36.97%

15

9.09%

1

0.61%

5

U.S. Bancorp

82

49.70%

43

26.06%

15

9.09%

2

1.21%

6

Axos Bank

47

28.48%

34

20.61%

12

7.27%

2

1.21%

7

Bank of America Corp.

66

40.00%

17

10.30%

4

2.42%

0

0.00%

8

Chase Credit Journey

95

57.58%

9

5.45%

5

3.03%

2

1.21%

9

PNC Bank

30

18.18%

7

4.24%

1

0.61%

0

0.00%

10

Varo Bank

11

6.67%

5

3.03%

2

1.21%

1

0.61%

10

Wells Fargo & Co.

36

21.82%

5

3.03%

0

0.00%

0

0.00%

12

Citi

24

14.55%

3

1.82%

3

1.82%

0

0.00%

12

Truist Bank

19

11.52%

3

1.82%

1

0.61%

1

0.61%

14

Citizens Bank & Trust

2

1.21%

1

0.61%

0

0.00%

0

0.00%

14

Current

58

35.15%

1

0.61%

1

0.61%

0

0.00%

16

Align Credit Union

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Autobooks

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Baker Boyer Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Bank Of The West

1

0.61%

0

0.00%

0

0.00%

0

0.00%

16

Banknewport

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Baselane

2

1.21%

0

0.00%

0

0.00%

0

0.00%

16

Candescent

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Capital One Platinum Mastercard

3

1.82%

0

0.00%

0

0.00%

0

0.00%

16

Carroll Bank And Trust

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Centime

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Clear Mountain Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Codat

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Field & Main Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First Bank Of Berne

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First County Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First Federal Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

First Security Bank Of Missoula

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Five Star Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Fps Gold

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Hanmi Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Ixonia Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mainstreet Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Merchant's Pact

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Merrimack County Savings Bank (the Merrimack)

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mid Penn Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mid-missouri Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Mountainone

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Nbh Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

North Valley Bank Ohio

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Northwest Community Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Outdoor Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Progressive Ozark Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Sanibel Captiva Community Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

Susser Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

United Federal Credit Union

0

0.00%

0

0.00%

0

0.00%

0

0.00%

16

West Gate Bank

0

0.00%

0

0.00%

0

0.00%

0

0.00%

Codat was absent from every answer in this benchmark, so there is no recorded recommendation to improve and no framing to defend. That absence is the starting fact, not a verdict on the brand. It means the first job is to understand which buyer questions the answers actually cover and whether Codat belongs in that conversation at all.

Competitors in the table are recommended heavily, which shows the answers do name providers for this category. Codat's zero is therefore a presence question rather than a wording question. We would treat the benchmark as a baseline to be re-measured, not as a target to be promised, and set expectations around being considered before being endorsed.

What changed since last month

Questions This Section Answers

  • How did Codat counts and coverage differ across the available monthly snapshots?

Metric

Nov 2026

Mentions

0 / 165 (0.00%)

Recommendations

0 / 165 (0.00%)

Top 3 recommendations

0 / 165 (0.00%)

#1 recommendations

0 / 165 (0.00%)

Only months with verified results are shown. Monthly sample coverage is listed in Methodology.

There are insufficient usable monthly observations for a prior-period comparison.

This is the first verified monthly record for Codat, and the report notes there is no usable prior period to compare against. The zeros describe one selected sample, not a trend. Nothing here shows whether Codat's standing is improving, stable or worsening.

The practical consequence is that any later movement should be read against a like-for-like sample before it is called progress. We would keep the monthly record intact and avoid drawing conclusions from a single observation.

AI recommendation trend

Observed recommendation rate (%), Nov 2026

  • Codatno change
    Nov 20260.00%

Separate selected monthly samples. Missing points are unavailable, not zero. Provider/prompt equivalence is unverified; rate movement does not demonstrate causation.

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Step 1. Measure

Questions This Section Answers

  • What should the agency measure and verify first for Codat?

AI answers contained 0 conflicting claims about Codat: 0 critical, 0 high, 0 medium, 0 low. Of these, 0 were rated critical or high priority; the critical claims are included in that total. These ratings help prioritize fact-checking. They do not establish that a company or publisher made an error.

With no conflicting claims recorded about Codat, the fact-check list starts empty rather than crowded. That is useful: it means measurement effort can go into a visibility comparison and a shortlist of claims worth watching, instead of firefighting disputes.

We would build a baseline scorecard that records where Codat appears, which questions it appears against, and which claims about the company surface in answers. Each item would carry an owner and an evidence requirement, so priorities rest on verified material rather than on impressions.

Step 2. Make the website consistent

Questions This Section Answers

  • Which recorded claim differences about Codat should be verified before proposed page edits?

No results are available for this part of the analysis.

Both columns quote AI answers, not verified company facts. Resolve the entity, date and source before deciding whether a correction is warranted; different dates can explain an apparent conflict.

No consistency results are available for this period, so there is nothing to correct and nothing to defend. The supplied disputed topics are quoted from AI answers, not verified company facts, and the entity, date and source behind each one still need resolving.

We would verify each topic against current primary sources before drafting anything. Where a claim turns out to be accurate or out of date, the brief records a no-change decision. Page briefs would be conditional on that verification, so no correction is proposed on the strength of an answer alone.

Step 3. Align the external narrative

Questions This Section Answers

  • Which cited third-party pages are relevant to fact review for Codat?

No results are available for this part of the analysis.

These pages were selected because they relate to the company in the captured answers. Their current contents still need checking before any correction request. A page linked to a conflicting claim is not necessarily its cause, and the same answer may contribute to more than one row.

No external source results are available, so there is no publisher list to act on yet. The pages tied to this company were selected because they appeared alongside it in captured answers, and their current contents still need checking before any request is made.

We would review those sources directly and separate what is confirmed from what is merely associated. A page linked to a claim is not necessarily its cause, and a citation does not show that a source shaped an answer. Publisher requests would go out only where verified evidence supports them.

Step 4. Optimize priority company pages

Questions This Section Answers

  • Which observed Codat website pages should receive review briefs?

No results are available for this part of the analysis.

The company's website was cited 0 times across 0 distinct page addresses; the table shows 0 pages selected for review. Zeros in the answer columns mean no matching answers were recorded. A cited page is not automatically a page that accompanied a recommendation.

No company pages were cited in the captured answers, so the page review list is empty for now. That does not mean the website lacks useful material; it means this sample gives no page-level evidence to work from.

We would still prepare page briefs built on approved facts and the questions buyers actually ask, then check existing coverage before proposing anything new. Any brief would name its source material and reviewer, and a cited page would never be treated as proof that it accompanied a recommendation.

Step 5. Publish around buyer questions

Questions This Section Answers

  • Which observed buyer questions support content briefs for Codat?

No results are available for this part of the analysis.

These are recorded answer observations, not search volume, verified demand, or proof of missing website content.

No buyer-question observations are available for this period, so content briefs cannot yet be tied to recorded questions. The questions in the report are answer observations, not search volume or verified demand, and they do not prove that the website is missing anything.

We would check existing coverage first, then draft briefs only for gaps that survive that check. Each brief would answer a real buyer question in plain terms, cite approved facts, and pass a reviewer before publication.

Our 90-day action plan

Questions This Section Answers

  • How should the agency sequence the proposed Codat work and judge completion?

Period

Deliverable

Completion criterion

Days 1–30

Baseline scorecard, scoped fact-review register and page/source shortlist

Each record has an owner, evidence requirement and review status

Days 31–60

Approved page briefs and justified publisher requests

Separate confirmed edits, no-change decisions, requests and responses

Days 61–90

Buyer-content briefs and a fresh scorecard

Record work completed separately from measured answer outcomes and comparability limits

The first month produces a baseline scorecard, a scoped fact-review register and a page and source shortlist, each with an owner and review status. The second month turns verified material into approved page briefs and justified publisher requests, with confirmed edits, no-change decisions, requests and responses recorded separately.

The final month adds buyer-content briefs and a fresh scorecard. Completed work is reported apart from measured answer outcomes, and the comparability limits travel with any comparison. Nothing in this plan promises a visibility gain; it promises documented, reviewable work.

Methodology

Questions This Section Answers

  • How are Codat answer metrics and citation populations defined?

This report covers 2026-11. The exact dates when the original AI answers were collected have not been verified. The visibility rates use 165 answers that met the benchmark's inclusion rules. A company is recommended only when the answer both endorses it and uses positive wording. Top 3 and first-place counts are part of those recommendations, not extra recommendations.

An answer can mention or recommend several companies, so company counts cannot be added to find the number of distinct answers. The net sentiment score is positive minus negative mentions, divided by all company mentions; it describes answer wording, not customer satisfaction.

The wider citation analysis covers 800 captured answers and 5565 appearances of cited URLs. Citation appearances across all captured answers differ from the number of benchmark answers citing a page and the number that also recommend a company. The current contents of cited pages and disputed company claims still need independent verification.

Monthly sample coverage:

Reporting month

Answers included

AI services covered

Services

Nov 2026

165

6

ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity

July 2026 measured a different set of companies, so it is excluded from this comparison. August 2026 measured a different set of companies, so it is excluded from this comparison. September 2026 measured a different set of companies, so it is excluded from this comparison. October 2026 measured a different set of companies, so it is excluded from this comparison.

The answer samples differ between months. These comparisons show how the recorded results changed; they do not establish why they changed.

The answers behind these figures were collected on dates that have not been verified, and the benchmark included only answers meeting its inclusion rules. A company counts as recommended only when an answer endorses it with positive wording, and shortlist and first-place placements sit inside those recommendations rather than adding to them.

Answers can name several companies, so company counts do not sum to distinct answers. The monthly samples differ, and comparisons show what was recorded, not why it changed. Cited pages and disputed claims still need independent verification.

Our first three priorities

The first priority is verification: confirm the entity, date and source behind any claim about Codat before it enters a correction queue, and keep ambiguous matches out. The second is a page brief grounded in approved facts and checked against existing coverage, so effort goes where evidence points.

The third is buyer-question content, drafted only after confirming the site does not already answer it. Together these give the next measurement round something concrete to compare against, while keeping delivered work distinct from any change in how answers treat Codat.

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Understanding AI search visibility.

AI search experiences create answers by pulling information from many places online and summarizing it into a single response.

What Is AI Citation Intelligence?
AI citation intelligence is the process of measuring where AI platforms source their information and how frequently a brand is mentioned or referenced in AI-generated responses. Because LLMs synthesize across multiple sources, the sites and brands that appear repeatedly tend to influence how a topic or company is framed. This practice focuses on identifying which sources shape AI outputs and tracking brand visibility across different AI systems.
What Is Citation Architecture?
Citation architecture describes the set of sources that consistently inform how AI systems talk about a brand, product, or topic. LLMs draw from websites, articles, forums, and public discussion, and the sources they rely on most often become the backbone of their answers. Building strong citation architecture means ensuring that accurate, credible, high authority sources are the ones most likely to shape the way AI tools summarize and recommend a brand.
What Is Generative Engine Optimization?
Generative engine optimization (GEO) is the practice of improving the chances that AI systems use and cite your brand or content when generating answers. While traditional SEO is centered on ranking pages in search results, GEO focuses on how LLMs retrieve, interpret, and combine information when responding to a question. The objective is to strengthen the content and sources AI systems rely on, so your brand is treated as a trusted reference in AI responses.
What Is AI Share of Voice?
AI share of voice tracks how often a brand appears in AI-generated answers compared with competitors in the same category. It reflects visibility across AI platforms such as ChatGPT, Gemini, Claude, and Perplexity. Monitoring AI share of voice helps organizations see whether AI systems consistently include and recommend their brand for key queries or whether competitor brands are showing up more often.

About The Author

Mark Huntley

Mark Huntley

Founder and CEO

Mark Huntley, J.D. is founder of CiteWorks Studio, a strategic advisory focused on visibility, authority, and recommendation presence in AI-shaped search environments. His work centers on embedding-level GEO, vector optimization, and cosine gap engineering — helping brands align their digital presence with the retrieval systems that increasingly shape discovery, interpretation, and choice.

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