New American Funding Appears in 26.5% of AI Answers. Here's Our Five-Step Plan to Improve Its AI Visibility.
This report supports CiteWorks Studio's examination of how AI search is recommending Mortgage. For more detail, you can also read Mortgage: AI Visibility Discovery Index.
On this report
Browse sections
- Answer Capsule
- Current AI visibility
- What changed since last month
- Next Step
- Step 1. Measure
- Step 2. Make the website consistent
- Step 3. Align the external narrative
- Step 4. Optimize priority company pages
- Step 5. Publish around buyer questions
- Our 90-day action plan
- Methodology
- Our first three priorities
- Learn More
Key Takeaways
- New American Funding appears in about a quarter of benchmark answers, but it trails the leading mortgage brands in recommendations and first-place placements.
- Most mentions are positive, so the main opportunity is improving position and endorsement strength rather than fixing negative tone.
- Several medium-priority claim conflicts need verification, including FHA credit score guidance and down payment assistance amounts.
- The plan focuses on approved website updates, third-party fact checks, and content built around common lender-comparison questions.
Answer Capsule
In November 2026, New American Funding appeared in 143 of 540 AI answers included in the Mortgage benchmark (26.48%). It received 102 recommendations (18.89%), with 91 Top 3 placements and 5 first-place recommendations. A mention means the company appeared in an answer; a recommendation means the answer affirmatively endorsed it.
Our plan compares the company with its competitors, checks conflicting AI claims against reliable sources, and identifies website pages, third-party sources and buyer questions to address. The historical results show how the figures changed across available months. Different monthly samples limit those comparisons, and conflicting AI claims require verification before corrections are proposed.
Current AI visibility
Questions This Section Answers
- How do New American Funding mentions, recommendations and placements compare with its Mortgage peers?
New American Funding recorded 143 mentions (26.48%) and 102 recommendations (18.89%) across 540 answers included in the benchmark. Top 3 placements numbered 91; first-place recommendations numbered 5. Framing among its mentions was 125 positive, 18 neutral and 0 negative.
Rank | Company | Mentions | Mention rate | Recommendations | Recommendation rate | Top 3 | Top 3 rate | #1 | #1 rate |
|---|---|---|---|---|---|---|---|---|---|
1 | 528 | 97.78% | 358 | 66.30% | 339 | 62.78% | 235 | 43.52% | |
2 | 355 | 65.74% | 256 | 47.41% | 231 | 42.78% | 107 | 19.81% | |
3 | 294 | 54.44% | 154 | 28.52% | 133 | 24.63% | 16 | 2.96% | |
4 | New American Funding | 143 | 26.48% | 102 | 18.89% | 91 | 16.85% | 5 | 0.93% |
5 | 210 | 38.89% | 75 | 13.89% | 66 | 12.22% | 8 | 1.48% | |
6 | 115 | 21.30% | 54 | 10.00% | 45 | 8.33% | 5 | 0.93% |
New American Funding appears in roughly a quarter of the benchmark answers and is recommended in about a fifth, so its reach is real but well behind the three leaders. The gap between mentions and recommendations is modest, which suggests that when the company does surface, the answer wording tends to be favorable rather than merely neutral.
The more telling gap is positional. Most of its recommendations sit inside the top three, yet first-place finishes are rare. For a mortgage brand, being named among the shortlist matters, but the answer a buyer reads first often carries the strongest pull. The agency would treat closing that positional gap as a distinct goal from widening reach.
Framing is overwhelmingly positive, with no negative mentions recorded. That is a useful asset: the company is not fighting hostile answer language, so effort can go toward earning stronger endorsements and better placement rather than repairing tone.
What changed since last month
Questions This Section Answers
- How did New American Funding counts and coverage differ across the available monthly snapshots?
Metric | Jul 2026 | Aug 2026 | Sep 2026 | Oct 2026 | Nov 2026 |
|---|---|---|---|---|---|
Mentions | 209 / 678 (30.83%) | 146 / 625 (23.36%) | 134 / 642 (20.87%) | 104 / 619 (16.80%) | 143 / 540 (26.48%) |
Recommendations | 195 / 678 (28.76%) | 131 / 625 (20.96%) | 109 / 642 (16.98%) | 92 / 619 (14.86%) | 102 / 540 (18.89%) |
Top 3 recommendations | 47 / 678 (6.93%) | 41 / 625 (6.56%) | 33 / 642 (5.14%) | 28 / 619 (4.52%) | 91 / 540 (16.85%) |
#1 recommendations | 8 / 678 (1.18%) | 3 / 625 (0.48%) | 3 / 642 (0.47%) | 2 / 619 (0.32%) | 5 / 540 (0.93%) |
From October 2026 to November 2026, New American Funding's mention count rose from 104 to 143, while its recommendation count rose from 92 to 102. The recommendation rate was 14.86% and 18.89% respectively.
The monthly record moves unevenly. Mentions and recommendations both fell across the earlier months shown, then rose in the latest sample. Top-three placements, which had been drifting down, jumped sharply in the same month. First-place finishes remain a small handful throughout.
These are separate selected samples, and the answer sets differ between months. The latest rise in top-three placements is large enough to be worth watching, but the record does not establish why counts or rates moved, and it should not be read as the result of any action taken.
The practical reading is that the company's standing is volatile month to month. The agency would set a stable baseline scorecard first, then judge future movement against it rather than against a single prior month.
AI recommendation trend
Observed recommendation rate (%), Jul 2026 to Nov 2026
- New American Funding18.89%
Separate selected monthly samples. Missing points are unavailable, not zero. Provider/prompt equivalence is unverified; rate movement does not demonstrate causation.
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Step 1. Measure
Questions This Section Answers
- What should the agency measure and verify first for New American Funding?
AI answers contained 6 conflicting claims about New American Funding: 0 critical, 0 high, 2 medium, 4 low. Of these, 0 were rated critical or high priority; the critical claims are included in that total. These ratings help prioritize fact-checking. They do not establish that a company or publisher made an error.
Before changing anything, the client needs two things side by side: a clear picture of where it stands against competitors, and a short list of claims worth checking. The benchmark comparison supplies the first. The recorded conflicting claims supply the second, sorted by severity so effort goes to the medium-priority items first.
Six conflicting claims were recorded, none rated critical or high. That is a manageable starting set. The ratings indicate where to begin fact-checking; they do not show that the company or any publisher got something wrong.
The agency would build a baseline scorecard and a scoped fact-review register, giving each claim an owner, an evidence requirement and a review status so nothing is resolved on assumption.
Step 2. Make the website consistent
Questions This Section Answers
- Which recorded claim differences about New American Funding should be verified before proposed page edits?
Review topic | Severity | Recorded AI claim A | Recorded AI claim B |
|---|---|---|---|
FHA minimum credit score | medium | as low as 500 (580+ for 3.5% down; 500-579 requires 10% down) | 580 (often 500-580 in some cases) |
headquarters location | low | Santa Ana, California | Tustin, California |
headquarters location | low | Santa Ana, California | Tustin, California |
Pathway to Homeownership down payment assistance amount | medium | up to $7,500 | up to $6,000 |
Both columns quote AI answers, not verified company facts. Resolve the entity, date and source before deciding whether a correction is warranted; different dates can explain an apparent conflict.
The disputed topics are concrete: the FHA minimum credit score, the headquarters city, and the down payment assistance amount under the Pathway to Homeownership program. Each has two recorded AI claims that do not agree. Neither column is a verified company fact, so the first task is to establish the correct answer from current primary sources.
Some apparent conflicts may dissolve once dates are checked, since program terms and addresses can change over time. Others may reflect genuinely different figures in circulation. The agency would confirm the entity, the effective date and the source before deciding whether any correction is warranted.
Where verification supports it, the agency would prepare conditional page briefs using approved facts, so the website states one clear position on each topic.
Step 3. Align the external narrative
Questions This Section Answers
- Which cited third-party pages are relevant to fact review for New American Funding?
Cited page selected for review | Citation appearances in all captured answers | Answers mentioning the company | Conflicting claims linked to this page |
|---|---|---|---|
https://forbes.com/advisor/mortgages/new-american-funding-mortgage-review/ | 5 | 0 | 3 |
https://bbb.org/us/ca/santa-ana/profile/mortgage-broker/new-american-funding-1126-13216611 | 4 | 0 | 2 |
https://mpamag.com/us/companies/new-american-funding/488315 | 2 | 0 | 2 |
https://usa.inquirer.net/207987/new-american-funding-reviews | 2 | 0 | 2 |
https://bbb.org/us/tn/murfreesboro/profile/mortgage-broker/new-american-funding-1126-13216611/addressId/465874 | 1 | 0 | 2 |
https://spratings.spglobal.com/ratings/en/regulatory/article/-/view/type/HTML/id/3589082 | 2 | 0 | 2 |
These pages were selected because they relate to the company in the captured answers. Their current contents still need checking before any correction request. A page linked to a conflicting claim is not necessarily its cause, and the same answer may contribute to more than one row.
Several third-party pages were selected for review because they relate to the company in captured answers, including a Forbes advisor review, Better Business Bureau profiles and an S&P ratings article. These pages carry citations and are linked to conflicting claims, but a link is not proof of influence, and the same answer can touch more than one page.
The agency would check each page's current contents before making any request. Where a page is out of date or unclear, the agency would prepare a specific, evidence-backed request to the publisher, framed around accuracy rather than control. Publishers decide their own content.
Requests and responses would be logged separately from confirmed edits, so the client can see what was asked, what changed and what did not.
Step 4. Optimize priority company pages
Questions This Section Answers
- Which observed New American Funding website pages should receive review briefs?
Company website page | Citation appearances in all captured answers | Benchmark answers citing the page | Recommending answers citing the page |
|---|---|---|---|
https://newamericanfunding.com/about-us/ | 10 | 0 | 0 |
https://newamericanfunding.com/ | 6 | 0 | 0 |
https://newamericanfunding.com/about-us/our-story/ | 4 | 0 | 0 |
https://newamericanfunding.com/loan-types/ | 4 | 0 | 0 |
https://newamericanfunding.com/first-time-homebuyer/ | 3 | 0 | 0 |
https://newamericanfunding.com/mortgage-rates/ | 3 | 3 | 0 |
https://newamericanfunding.com/about-us/our-leadership/ | 2 | 0 | 0 |
https://newamericanfunding.com/about-us/our-leadership/rick-arvielo/ | 2 | 0 | 0 |
The company's website was cited 73 times across 42 distinct page addresses; the table shows 8 pages selected for review. Zeros in the answer columns mean no matching answers were recorded. A cited page is not automatically a page that accompanied a recommendation.
The company's own site was cited widely, across many distinct pages, but the selected pages show almost no matching benchmark answers and no recommending answers. That pattern suggests the site is being drawn on for background rather than as the page that accompanies a recommendation.
The agency would prepare page briefs for the priority pages, starting with the about, loan types and first-time homebuyer pages, built on approved facts and the questions buyers actually ask. Each brief would check existing coverage before proposing new content.
A cited page is not automatically a page that drove a recommendation, so the briefs aim to make the site clearer and more quotable, not to claim a direct effect on answer placement.
Step 5. Publish around buyer questions
Questions This Section Answers
- Which observed buyer questions support content briefs for New American Funding?
Question observed in the research | Benchmark answers to this question | Company mentions | Company recommendations |
|---|---|---|---|
What is the best place to get a VA loan? | 4 | 3 | 3 |
What is the best online mortgage? | 4 | 3 | 2 |
Who is the best FHA lender? | 6 | 3 | 2 |
Who is the best lender for a VA loan? | 4 | 3 | 2 |
What bank is best for FHA loans? | 6 | 2 | 2 |
What is the best lender for a first time home buyer? | 2 | 2 | 2 |
What is the best online mortgage lender? | 4 | 2 | 2 |
What's the best company to refinance your home? | 2 | 2 | 2 |
These are recorded answer observations, not search volume, verified demand, or proof of missing website content.
The recorded questions cluster around lender choice: best place for a VA loan, best online mortgage, best FHA lender, best lender for a first-time buyer and best company to refinance. The company appears in answers to most of these, and is recommended in several, which gives a foothold to build on.
These are answer observations, not search volume or verified demand, and they do not prove the website lacks coverage. The agency would check existing pages first, then draft buyer-question content only where a genuine gap or clarity problem exists.
The briefs would answer each question directly, in plain language, with the approved facts a buyer needs to compare options.
Our 90-day action plan
Questions This Section Answers
- How should the agency sequence the proposed New American Funding work and judge completion?
Period | Deliverable | Completion criterion |
|---|---|---|
Days 1–30 | Baseline scorecard, scoped fact-review register and page/source shortlist | Each record has an owner, evidence requirement and review status |
Days 31–60 | Approved page briefs and justified publisher requests | Separate confirmed edits, no-change decisions, requests and responses |
Days 61–90 | Buyer-content briefs and a fresh scorecard | Record work completed separately from measured answer outcomes and comparability limits |
The work runs in three stages. First, a baseline scorecard, a scoped fact-review register and a shortlist of pages and sources, each with an owner, an evidence requirement and a review status. Nothing moves forward without that record.
Second, approved page briefs and justified publisher requests, with confirmed edits, no-change decisions, requests and responses kept separate. Third, buyer-content briefs and a fresh scorecard.
Delivered work is recorded separately from measured answer outcomes. Completing a brief or sending a request is not evidence of improved visibility, and the comparability limits of each sample stay attached to any later comparison.
Methodology
Questions This Section Answers
- How are New American Funding answer metrics and citation populations defined?
This report covers 2026-11. The exact dates when the original AI answers were collected have not been verified. The visibility rates use 540 answers that met the benchmark's inclusion rules. A company is recommended only when the answer both endorses it and uses positive wording. Top 3 and first-place counts are part of those recommendations, not extra recommendations.
An answer can mention or recommend several companies, so company counts cannot be added to find the number of distinct answers. The net sentiment score is positive minus negative mentions, divided by all company mentions; it describes answer wording, not customer satisfaction.
The wider citation analysis covers 800 captured answers and 4897 appearances of cited URLs. Citation appearances across all captured answers differ from the number of benchmark answers citing a page and the number that also recommend a company. The current contents of cited pages and disputed company claims still need independent verification.
Monthly sample coverage:
Reporting month | Answers included | AI services covered | Services |
|---|---|---|---|
Jul 2026 | 678 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
Aug 2026 | 625 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
Sep 2026 | 642 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
Oct 2026 | 619 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
Nov 2026 | 540 | 6 | ChatGPT, Copilot, Gemini, Google AI Mode, Google AI Overviews, Perplexity |
The answer samples differ between months. These comparisons show how the recorded results changed; they do not establish why they changed.
The report covers a single month, and the exact dates the original answers were collected have not been verified. Visibility rates rest on the answers that met the benchmark's inclusion rules. A recommendation requires both an endorsement and positive wording; top-three and first-place counts sit inside recommendations rather than adding to them.
Answers can mention several companies, so company counts cannot be summed into distinct answers. Sentiment describes answer wording, not customer satisfaction. The wider citation analysis covers more answers than the benchmark, and citation appearances differ from benchmark citations and recommendations.
Monthly samples differ, so comparisons show what changed, not why. Cited pages and disputed claims still need independent verification.
Our first three priorities
The first priority is verification. The FHA credit score and down payment assistance claims are the medium-severity items, and both affect what a buyer might expect. Confirming the correct figures from current primary sources, with dates, comes before any correction or page change.
The second is the website. The priority pages are cited but rarely accompany a recommendation, so the agency would prepare briefs that state approved facts plainly and answer the lender-choice questions buyers are recorded asking.
The third is the external picture. The selected third-party pages need a current-content check before any evidence-backed request goes out, with ambiguous matches left out of the queue. Throughout, the agency would track delivered work separately from measured visibility, since none of these steps guarantees a change in answer placement.
/ Learn More
Understanding AI search visibility.
AI search experiences create answers by pulling information from many places online and summarizing it into a single response.
What Is AI Citation Intelligence?
What Is Citation Architecture?
What Is Generative Engine Optimization?
What Is AI Share of Voice?
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